Digital Operational Resilience Act (DORA)

The Digital Operational Resilience Act (DORA) is an EU regulation that requires financial institutions to demonstrate they can withstand, respond to, and recover from ICT-related disruptions and cyber threats.

DORA applies to banks, insurance companies, investment firms, payment institutions, and critical ICT third-party service providers operating in the EU.

Key DORA requirements

Pillar	What It Requires
ICT Risk Management	A documented governance framework for identifying, assessing, and mitigating technology risks
Incident Reporting	Significant ICT-related incidents reported to regulators in a standardised format
Resilience Testing	Regular testing including penetration tests and scenario-based exercises
Third-Party Risk Management	External service providers — including cloud providers — must comply with recognised security standards
Information Sharing	Collaboration between financial entities to improve cybersecurity awareness

How CTO2B's platform supports DORA compliance

CTO2B's cloud-native, Infrastructure as Code platform is built around the same principles DORA mandates — auditability, automation, and resilience by design.

ICT Risk Management

Every infrastructure resource is defined as code, providing a complete, auditable record of the environment's desired state
Automated vulnerability scanning runs at least weekly, with centralised monitoring and alerting across the platform

Resilience and Recovery

Automated daily backups, encrypted and stored across multiple regions, with tested recovery procedures
Infrastructure immutability ensures reliable, repeatable recovery from failures
Deployment pipelines enable rollback within minutes when needed

Resilience Testing

Automated testing is built into every deployment pipeline — no change reaches production without peer review and automated validation
Business continuity and disaster recovery plans are tested at least annually

Access Control and Authentication

Zero-trust access via Teleport with OIDC-based authentication
MFA enforced across all platform access; full session audit logs retained for compliance reviews

Logging and Monitoring

Centralised, automated logging and monitoring across the managed platform
Alerting pipelines provide real-time notification of anomalies and incidents

Third-Party Risk

CTO2B is ISO/IEC 27001:2022 certified — meeting the international security standard DORA expects of critical ICT third-party providers
Customer data is hosted within EU/EEA regions by default, supporting data residency requirements

Compliance evidence

For your DORA audit or regulatory submission, CTO2B can provide:

ISO/IEC 27001:2022 certificate
Architecture documentation (available under NDA)
Incident response and disaster recovery procedures
Evidence of backup, restore, and resilience testing
Infrastructure change history and audit records

Contact your account team or raise a request via [email protected].

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DORA compliance is a shared responsibility. CTO2B secures and ensures the resilience of the managed platform layer. Your organisation remains responsible for application-level resilience, your own ICT risk governance programme, and regulatory reporting obligations to supervisory authorities.